Buying process

Homebuying process

Homebuying process

1. Gather paperwork 
Be sure to have your bank statements, pay stubs, W-2, and other information.

2. Select a lender 
Find a lender who will give you excellent service, a competitive rate, and loan options that meet your needs.

3. Find out how much you can borrow 
Get prequalified to find out what you can comfortably afford.

4. Find the right real estate agent 
Find an agent who will be your partner in the homebuying process.

5. Find the perfect home 
Find a home that fits your wish list and your budget.

6. Submit your completed loan application 
Lock in your loan rate and protect your new home with homeowner's insurance, an appraisal, title insurance, and a home inspection. Review your Good Faith Estimate.

7. Move-in 
Attend the closing and get the keys to your new home.